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The information on this site has been included in good faith but is for general informational purposes only. It should not be relied on for any specific purpose and no representation or warranty is given as regards its accuracy or completeness. No information on this site shall constitute an invitation to invest in any member of PHM, nor should it be used as the basis for any investment decision. Neither PHM nor any of its affiliates nor its or their officers, employees or agents shall be liable for any loss, damage or expense arising out of any access to or use of this site or any site linked to it including, without limitation, any loss of profit, indirect, incidental or consequential loss.
We reserve the right to make any changes and corrections to this site as and when we consider it appropriate and without notice.
The website you have entered is operated by or on behalf of PHM. We are committed to protecting your personal privacy. This Privacy Statement outlines the type of information that is collected by PHM on this website, and how we use and protect it. This Statement also tells you what to do if you do not want your Personal Information (defined below) collected when you visit our website, and how you can change information you have already provided to us. This Statement applies only to this website.
(i) Your Consent to This Privacy Statement
By using our website, you signify that you agree with the terms of our current Privacy Statement as posted in this area of the site. If you do not agree with any term in this Statement, please do not provide any Personal Information on this site.
If you choose not to provide Personal Information on this site, you may not be able to do certain things, such as access particular areas of the site or send us e-mails.
(ii) Collection of Personal Information
As used in this Privacy Statement, “Personal Information” means information which may identify you personally, such as your name, street address, telephone number, credit card information, screen name and email address. The site you entered may collect some or all of these types of Personal Information. Please be assured that PHM will not collect any Personal Information from your visits to our site unless you provide this information voluntarily.
When you provide us with Personal Information, you are authorizing us to use that information in accordance with the terms of this Privacy Statement, which includes your right to limit our use of the Personal Information as described in this Statement and to request access to the Personal Information we have collected in this site.
(iii) How We Use Your Information
When you supply Personal Information at this website we will use it for the express purpose for which it was collected. It may also be used by us to send you information on our services and/or educational materials that may be applicable to your condition.
At times we may retain third parties to process or analyze data we collect on our websites, including Personal Information. In addition, if you pay for our services through this website, we may share Personal Information with third parties who may process your payment on our behalf. These third parties are not authorized by us to use your Personal Information in any other way.
We may buy or sell business assets or be acquired by or acquire other companies. In such transactions, personal information generally is one of the transferred business assets. In addition, in the event we merge or consolidate with another institution, your Personal Information may be transferred to the successor entity.
Finally, please note that we will release your Personal Information if required to do so by law, or by search warrant, subpoena, or court order.
(iv) Other Information We May Collect
In addition, we are constantly trying to improve how we promote our website. To help us do this, we may measure the effectiveness of our web presence by determining when you accessed the website, and what you clicked on within our site. Site measurement statistics may be used to personalize your website experience, as well as to evaluate – anonymously and in the aggregate – statistics about usage of the website. Information about your computer, such as your IP address (a number assigned to your computer whenever you surf the Internet), the type of Internet browser you are using and the type of operating system you are using may also be collected and linked to your Personal Information. This is to ensure that our website presents the best web experience for visitors, and that they are effective information resources.
Some of the pages you visit may also collect information through the use of pixel tags (also called clear gifs) that may be shared with third parties which directly support PHM’s activities and website development. The information collected through the use of these pixel tags is not, however, personally identifiable, although it could be linked to your Personal Information.
(v) Children’s Online Privacy Protection Act
PHM does not offer or provide products and services for children. If you are under 18, you may use this site only with involvement of a parent or guardian. We do not intend to collect personal information from children. If your child has submitted personal information and you would like to request that such information be removed, you may contact us, and we will honor your request.
(vi) Security of Information
We take reasonable precautions to keep your Personal Information secure. All personally identifiable information is subject to restricted access to prevent unauthorized access, modification or misuse.
(vii) Changes in Our Statement
PHM reserves the right to change or remove this Privacy Statement at our discretion. We will post any new Statement here and we encourage you to visit this area frequently to stay informed.